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Created and Maintained by
A.B. Credaro
Page Created
January 21, 2003


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LIBRARY INSURANCE CLAIMS

The statements that could have been made by libraries on (not) actual insurance forms ...

The computer user received the electric shock when he was pushing wet chewing gum into a power socket.

Due to the presence of a bottle of shampoo and a jar of hair gel, we believe that the patron’s head became jammed under the facet in the library’s Rest Room hand basin when he was washing his hair.

The sign over the library door weighs approximately 10 pounds. The chain holding the sign was rated at 50 pounds. The visitor to the library who was swinging off the sign weighed around 100 pounds. The chain snapped.

During my morning break, I was drinking a cup of coffee when the phone rang. Due to staffing cuts, there was no one else to answer the phone except me. When I lifted the receiver, the caller asked me for the time. As I turned my wrist to see my watch, the coffee tipped over my computer, which then fused out, and started the fire.

On Tuesday evening at 8 pm, the automatic-opening doors were operating. At 8.20 pm when we called the ambulance, the doors were found to be operating. We cannot explain how the member of the public received a split lip and a broken leg from door opening failure at 8.15 pm, despite the statements of the people having a party on the first floor balcony in the building next door to the library.

I was pushing a book cart between tables in the library, when a wheel fell off it. It then toppled sideways, and the books fell onto a patron sitting at a table. The patron then jumped back suddenly – hitting a roof support post. The roof then collapsed.

A small child had been playing in the toy library while his parents were reading. A larger child (parents whereabouts unknown) threw a book at the smaller child. A librarian had gone to speak to the larger child when an unknown person appeared and became abusive, questioning the librarian’s qualifications, intelligence, birth circumstances, and personal hygiene. The librarian then threw a newspaper at this unknown person from a distance of approximately 5 yards (see diagram attached), hitting them on the upper arm. Nothing more was heard until a court appearance order was received claiming assault, stating the unknown person was now in a wheelchair as a result of injuries sustained at the library.




To correctly cite this page:
Credaro,A.B.(2002). Library Insurance Claims. Warrior Librarian Weekly [online]
https://warriorlibrarian.com/ROFL/insure.html [Accessed:insert date]